Correct, but, if you wanted to invest a chunk of change because it's important to you, you could get it done. And it does work right now, pretty well, for a lo

Correct, but, if you wanted to invest a chunk of change because it's important to you, you could get it done. And it does work right now, pretty well, for a lot of people, even if it could be better, which was the original thing I was refuting.