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I think one is trying to get out of ruin in general, whereas the other potentially risks financial ruin

• Retric 7y ago
  You can be poor and have financial security. Pensions that fail to keep up with inflation would often strand the elderly with minimal income. But, assuming they had heath insurance they where generally in an very stable situation.
  • brailsafe 7y ago
    Right that's what I meant. No debt, but no money, doesn't strike me as financial ruin. Though a sudden extreme expense could put you there. In either case, the term financially vulnerable could apply.