If you have money, you COULD set up your own fund and dole out loans, but that would be unwise. Banks are set up to do loans and have insurance, risk mitigation

If you have money, you COULD set up your own fund and dole out loans, but that would be unwise. Banks are set up to do loans and have insurance, risk mitigation, underwriters, etc. Just contact Cross River Bank and set up a meeting, the worst that could happen is they say no.