I agree with this. Although I don’t think I’m exposed to anything over $1k as a potential risk as I don’t own a car or a home, short of a lawsuit I suppose. I

I agree with this. Although I don’t think I’m exposed to anything over $1k as a potential risk as I don’t own a car or a home, short of a lawsuit I suppose. I feel very wealthy, though in the scheme of things I am not.