That's not true though... He says right there, the fraudulent payroll payments were many times the normal amount and not part of the normal cycle. In fact, fr

That's not true though... He says right there, the fraudulent payroll payments were many times the normal amount and not part of the normal cycle. In fact, from what he described, even the bank would have picked up on the fraudulent transactions upon human review. Small businesses are not going to confuse out-of-cycle payroll payments with normal ones, cash flow is way too tight for mistakes like that. - I'm also not saying it's unreasonable to be suspicious of the call, but after that initial suspicion, it's unreasonable not to hang up immediately on the scammer... then make a "sanity call" to bank/payroll processor/both