Not really. My idea binds them to certain terms e.g. they can only ban accounts if they don't follow guidelines,which means they have to give a reason which ca

Not really. My idea binds them to certain terms e.g. they can only ban accounts if they don't follow guidelines,which means they have to give a reason which can be legally challenged. They can only change the guidelines after a warning period, which means they have more incentitive to be constructive with the community as they can move away in that time. As of now, if you join the plattform you only have very few gurantees. As per the terms right now, they could happily send you an E-Mail at around 1AM and change pledge fees to 300%. If that lands in the spam folder, you could not notice it until you have to pay. Then they could ban you and delete your account without any reason, without any refunds. Do I think they will do it? No Do I think a company which presents itself as a fair new company who wants to be fair etc. should have terms of use which enable such behaivour? No, I think it is high time that such terms of use are banned. I'm not even sure such terms would be legal in some countries.