Markets are more predictable over the long term than they are in the short term. This is why it people put their retirement funds in the stock market versus a s

Markets are more predictable over the long term than they are in the short term. This is why it people put their retirement funds in the stock market versus a savings account. For the past few years many macro indicators (Shiller PE, Market Cap to GDP, etc...) have signaled that returns will not be in line with the recent uptrend. This doesn't mean there will be a crash, it could also signal an extended period of reduced returns.