I'm young and don't make a huge amount of money but I'm a racing crew for a few yachts competitively so I'm exposed to and worked directly with some people with

I'm young and don't make a huge amount of money but I'm a racing crew for a few yachts competitively so I'm exposed to and worked directly with some people with net worth's anywhere from a few million to a few hundred million. The reality is that happens with dollar amounts even less than what you'd think. If you want to go buy a used $100,000 fishing boat. Nothing crazy, definitely not a yacht, the salesperson is likely going to run a background and credit check on you before scheduling a test drive or tour. It saves everybody time and prevents those who are unable to even afford the fuel on the thing from wasting the salesperson's time or clogging up a showroom. Even the realtor I used to find my $1XXX/month apartment had me consent to run a soft credit check before she would schedule tours with any of the higher-end buildings within my price range.