I guess it depends on the market, healthcare is not a free market as you can never say: "Guess I'll die.", no rational human does that. Moreover, the single dru

I guess it depends on the market, healthcare is not a free market as you can never say: "Guess I'll die.", no rational human does that. Moreover, the single drug people require is often patented and thus monopolized. But people will say: "Guess I won't buy a Hugo Boss suit." I guess you can go the route of government sponsored insurance (and everybody know governments hardly negotiate as they can print money) or you make laws and keep tight control over what insurance companies can and can't do.