> The PIN requirement for usage must be a European thing. It is. Over here a credit and a debit card work in significantly different ways. In the USA (and prob

> The PIN requirement for usage must be a European thing. It is. Over here a credit and a debit card work in significantly different ways. In the USA (and probably other countries too) a debit card is just a credit card that's more likely to get declined and gets billed slightly differently. Over here they are entirely different transaction systems as far as I can tell.