5 ms·
> 4% real rate of return (pretty modest) Citation needed. My savings account has been paying 0.1% for about a decade now. They just introduced a new 0.0% rate
by ahakki 7y ago
> 4% real rate of return (pretty modest)
Citation needed. My savings account has been paying 0.1% for about a decade now. They just introduced a new 0.0% rate on deposits over CHF 250'000 :)
- jdminhbg 7y agoUS retirement accounts are usually invested in stocks and bonds, not savings accounts.
- triceratops 7y agoThat's the wrong type of investment for a retirement account with a 50-year horizon. An account like that is (should) be invested in a diversified portfolio of stocks and bonds, such as one composed of low-cost index funds.
- icedchai 7y agoMy Vanguard account is showing 11.2% yearly return over the past 10 years. You need to take some risk.