Thank you for the correction/clarification. However I still have a government guaranteed loan that was issued by a bank. If I default on it that bank isn't sel

Thank you for the correction/clarification. However I still have a government guaranteed loan that was issued by a bank. If I default on it that bank isn't selling my account. They'll garnish my wages. Also I never plan on paying off my loan early! It's only 2.25% apr! I got lucky. Rates were really really low when I graduated and consolidated my loans.