Much of the world has contactless payment (no pin, no physical card insertion). It is more or less instant. Common in .au, .nz at least. I'm actually noticing

Much of the world has contactless payment (no pin, no physical card insertion). It is more or less instant. Common in .au, .nz at least. I'm actually noticing some cultural changes as a result of this, cash is starting to seem "dirty" since you often have to touch other people's hands to exchange it.