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In Houston, the same thing has happened without zoning. Have you perhaps considered that there is a massive market for "cookie cutter" suburban housing? HOAs
by big_chungus 7y ago
In Houston, the same thing has happened without zoning. Have you perhaps considered that there is a massive market for "cookie cutter" suburban housing? HOAs have also largely taken the place of zoning, on a hyper-localized level. Furthermore, lots of other stupid rules apply, aside from zoning, that limit the ability to build new housing.
- shkkmo 7y agoThat market was deliberately stoked by FHA and mortgage lending restrictions. The thread itself points out that these issues are not soley the result of zoning. > While single family zoning was reserved for homeowners (read: White), multi-family housing was seen as being for renters, (people of color). > State, federal, and local governments all conspired to limit homebuying and lending to whites for decades.
- big_chungus 7y agoYou're not providing any causal link. You are effectively positing that a whites-only neighborhood will spontaneously organize into suburbia, but an integrated one will not? Would you please provide some evidence or background reading to support that?
- chrisco255 7y agoI won't speak to the race issues but as a former realtor I dealt with FHA loans and they have asinine restrictions on them. I had to get local ordinance exceptions on a number of issues to get a loan approved for some buyers. It was a mess. They required certain lot sizes and certain dimensions. And while FHA has lost its luster a bit over the decades, it used to be a much more common type of loan, as it was one of the few ways to buy without putting a lot of money down.
- shkkmo 7y agoI was quoting the Twitter thread to show that it discussed alternate causes beyond zoning, not making any of the claims that you seem to have taken issue with.