Dye packs are used by banks which are insured by the government to make it easier for the government to catch criminals and recover their money through seizure/

Dye packs are used by banks which are insured by the government to make it easier for the government to catch criminals and recover their money through seizure/forfeiture (after which they can replace the dyed bills at low cost). The dye pack directly serves a victim of a bank robbery, i.e. the government. A dye pack doesn't serve the victims of a break-in well. The owner's car and valuable gets splashed with dye and need expensive cleaning or replacement, and the owner's insurance doesn't have much practical opportunity to recover damages either. What might be useful is a device that outputs arbitrary bluetooth codes and has a built-in tracker... although a police department might find it more cost-effective to just buy some real devices and install trackers on them.