I used to go with the 1 secure password for all sites. But then, it became painfully obvious that most sites don't treat your password with the respect it deser

I used to go with the 1 secure password for all sites. But then, it became painfully obvious that most sites don't treat your password with the respect it deserves (i.e. hash that shit and never store it in plain text). So, what I do now, is keep one secure password and then modify it based on the url of the site that I'm joining. This way, I just have to remember one password plus my algorithm for modifying it so that it's site specific. It works well until I come across a site (like my broker) that won't let me use "special" characters. It really makes me want to change brokers because if they were handling my passwords correctly - hashing them - they would never know what characters I use.