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When I was in the US (Nevada and Cali) I was so surprised how many places don’t accept contactless payment. Here in Hungary, even the smallest convenience store
by snypox 7y ago
When I was in the US (Nevada and Cali) I was so surprised how many places don’t accept contactless payment. Here in Hungary, even the smallest convenience stores accept it.
- grecy 7y agoI used contactless and Chip n Pin in remote Botswana 2 years ago, and this summer in America I was still repeatedly asked to sign for stuff. The future. It's not in America.
- post_break 7y agoHow many stores are in Botswana vs how many are in America? How many in America were taking credit card 15 years ago vs Botswana? And those 15 year old machines that still work, the CC companies wanted the retailers to pay them to replace the machines for chip and pin and got push back. There's a reason why you used chip and pin in BFE, and not at the Chinese restaurant down the street.
- ceejayoz 7y agoIn Australia, card processing terminals are leased from the bank, not owned, presumably for this reason. Banks can force an upgrade.
- pwinnski 7y agoIn America, retailers wanted the freedom of owning their terminals. This was rational, given near-usurious fees from credit card companies in the past. However, it means that now, retailers must finance their own upgrades, and so we all suffer.
- kshacker 7y agoIn America, its always the "freedom" that wins!
- allthecybers 7y agoIn America, its always the "illusion of freedom" that wins!
- pwinnski 7y agoOh, it's freedom--but freedom for whom? Freedom from what? The financier's freedom from regulation makes it easier for them to limit the freedom of the financed. The borrower's freedom from deception makes it harder for the banker to achieve record profits. In this case, the merchants got their freedom, and it seemed like a win for consumers too... until it was time to upgrade.
- Cd00d 7y agoI was in a bookstore in Brooklyn that didn't have contactless when I asked, and the cashier said, "we're a bookstore, we don't have that sort of thing". I replied, "I paid for a bottle of water in a vending machine with this 10 minutes ago."
- moftz 7y agoI remember commercials like 15 years ago advertising the contactless cards but never have actually seen anyone use them in the US except for things like Apple/Android Pay. Lots of CC terminals have the symbol but it's never used. I remember a waiter in Europe trying to tap my card on the CC terminal multiple times before I mentioned that it's just a chip.
- ksec 7y agoWhich is what irritates me most when Apple brags about how Apple Pay has made way into Contactless payment in US and how many Contact less payment terminals has been added due to Apple Pay. When the rest of the world had the whole system in place waiting or crying for Apple Pay. In the early days they couldn't be bothered. Apple Pay was introduced 5 years ago, yet in 2019 they somehow managed to sign up ( or make it work ) with more regions and banks than all of the 2017 and 2018 combined. They were so fixated on certain market like Germany and Australia as if they were blocking procedures. I hope most of the world dont have to wait 5 years for Apple Card.