That's kinda dodging the issue though. Is the market still functioning with the same principles it always has? Yes, absolutely. But where does a market where em

That's kinda dodging the issue though. Is the market still functioning with the same principles it always has? Yes, absolutely. But where does a market where employers generally have more resources and power than employees (even if it's just a little bit) necessarily slowly gravitate towards? A market where prospective employees try to qualify as much as possible to stand out (whether that is actually required or useful for the job doesn't matter, what matters is that it increases the likelihood of getting hired), and in a world where you can essentially "buy" qualification for a lot of money, and go into debt for that money, that results in a lot of (often unnecessary) debt.