>You don't want to have your house built by guy who aced some online architecture test but has no degree, do you. That's not really the primary problem I think

>You don't want to have your house built by guy who aced some online architecture test but has no degree, do you. That's not really the primary problem I think, I gladly would. But what I would like even more is an entity (probably a company) that has enough assets that if something goes wrong with the house I can get compensation from them. And this company probably isn't going to hire that guy. That's where the actual problem is.