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I actually don't have a credit card. I have a debit card and I use it for everything I can. I NEVER have to enter a PIN except at the ATM. Web based transaction

by gexla 7y ago

I actually don't have a credit card. I have a debit card and I use it for everything I can. I NEVER have to enter a PIN except at the ATM. Web based transactions wouldn't know if I physically had the card. The PIN requirement for usage must be a European thing.

Doxin 7y ago
> The PIN requirement for usage must be a European thing. It is. Over here a credit and a debit card work in significantly different ways. In the USA (and probably other countries too) a debit card is just a credit card that's more likely to get declined and gets billed slightly differently. Over here they are entirely different transaction systems as far as I can tell.