It means: 1. Consistently be investing some amount of your income (eg: Dollar Cost Averaging is a good strategy). Put some money in an investment vehicle every

It means: 1. Consistently be investing some amount of your income (eg: Dollar Cost Averaging is a good strategy). Put some money in an investment vehicle every pay cycle or month. 2. When choosing something to invest in, don't rely on blind luck. Look into index funds and understand how they work (youtube, investopedia etc.) If you don't understand various industries and how they make money, pick a total market index and invest there. 3. If you do have an interest in say, biotech, pets, tech companies, you can independently invest in those. The critical al thing here is to not just invest because you think something is cool. Do your due diligence and learn how those companies make money and what their outlooks are. Real Estate is another area of potential investment but you should only do that if the math works out in your favor. Not just the mortgage but factor in repair costs, property taxes, expected appreciation and make sure you're coming out ahead if it is an invest area.