Loads of people I know live frugally but it's absolutely just great financial management. They're aiming for long-term wealth. No one pays more than $2.5k in re

Loads of people I know live frugally but it's absolutely just great financial management. They're aiming for long-term wealth. No one pays more than $2.5k in rent (I'm the extreme near the end because I moved out to a different apartment). We're talking people being millionaires in their twenties and tons of earning potential for the future carrying a three year old smartphone. I think it's because tech folk are good at min-maxing and at focusing on specific goals. It's nothing at all like the nonsense you see on /r/personalfinance. It's all ruthless optimization.