Possibly "make ends meet" was a bad choice of words... there appears to be a gap between raw subsistence and the beginnings of social mobility that is quite har

Possibly "make ends meet" was a bad choice of words... there appears to be a gap between raw subsistence and the beginnings of social mobility that is quite hard to bridge. That's the spot that microfinance is aimed at - the great majority of these loans are used as seed money to begin/expand microbusineses. > If you can repay a loan then you can save. And if you can save, you shouldn't take out a loan. I wonder if you give this advice to people thinking of taking out a mortgage to buy a house. Or getting a loan to expand a small business. Or buying anything else on credit. It's quite easy to formulate the idea that poor people don't deserve credit, particularly when credit for you is so available you can't really imagine what it would be like for it not to be available. There is quite a romantic idea that ignores many realities that if everybody works hard and saves their money they can "make something of themselves" and possibly give their kids a better life. The problem is that in many parts of the world if you work hard and save your money you may - if you are lucky and healthy - manage to stay in the same spot or else move imperceptibly up or down a degree. I don't think that's fair.