Every time one of these discussions comes up, it always seems shocking how bad bank/card mediated transactions are in the US. It's as if you just give your open

Every time one of these discussions comes up, it always seems shocking how bad bank/card mediated transactions are in the US. It's as if you just give your open wallet to anyone. I've just moved to Europe and it feels like I've gone back in time a decade. I can't imagine what it must be like in the US.