I think the point is that a college student should be able to figure it out on their own. I was never taught how to keep a ledger; I just decided one day to dow

I think the point is that a college student should be able to figure it out on their own. I was never taught how to keep a ledger; I just decided one day to download GnuCash and enter all my transactions there. Maybe I'm actually doing it all wrong, but I think it's been quite helpful for planning my spending.