This reminds me about disciplining your children -- if you allow for such arguments "now is not the right time" -- you will end up with spoiled children, becaus

This reminds me about disciplining your children -- if you allow for such arguments "now is not the right time" -- you will end up with spoiled children, because it is never the right time, discipline, be it financial discipline should be a constant first principle or there is no discipline whatsoever. We did not discipline the people creating the 2008 subprime crisis because it was not the right time to do it, and now they are running the show and fucking up the whole world economy.