I am sure there are 100% coverage plans, but I would expect them to be very expensive. Many health insurance plans basically say, the most you will pay in one c

I am sure there are 100% coverage plans, but I would expect them to be very expensive. Many health insurance plans basically say, the most you will pay in one calendar year is $x,xxx. Since it's so early in the year and assuming his year starts on Jan 1st, I would expect that he will have some expense for the doctors visit. A personal example,I pay the first $3500 dollars of medical expenses and most things after that are covered. I pay about $2500 a year for high deductible insurance. So the most my out of pocket expenses for the year would be ~$6000. Because I'm a part of an insurance plan they've pre-negotiated rates with hospitals for me. My full medical expenses for the year tend to be around $3000 ($2500 insurance payments + $500 medical expenses).