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My last job's insurance plan cost me $800/mo (family) just for the pleasure of having. Even with the insurance (which changed half way through employment) thing
by cpuguy83 7y ago
My last job's insurance plan cost me $800/mo (family) just for the pleasure of having. Even with the insurance (which changed half way through employment) things like my migraine medication was still $150/mo on top of that (before the change it was not much).
This was actually much better than the job before that because at least the company paid for my coverage (may be confusing but that's still $800/mo out of my pocket to cover my family).
So yes, just the job you choose can be rather drastic changes in take home pay due to insurance coverage, so a huge impact on what companies you decide to work for.
You can imagine the headache each year when it comes time to have to choose insurance plans again.
- cpuguy83 7y agoOn that migraine medication... all insurance companies limit the amount I can receive each month the a number much fewer than the migraines I get. These migraine meds expect that you take it on the onset of the headache, often before you know it's even a migraine otherwise they don't work. So you are left with this decision, do I possibly suffer for the rest of the day or use up my stock for something that may not need it.
- topologistics 7y agoWorst part about it is, when you get that yearly headache from dealing with insurance plan renewal, you have to pay full price for the headache medicine because your deductible and out-of-pocket counters reset to zero! Adding insanity to insult and injury.