You've missed the entire point. Fuck your 'downpayment'. That's exactly what people are rejecting - the idea that they should simply become a serf to some prev

You've missed the entire point. Fuck your 'downpayment'. That's exactly what people are rejecting - the idea that they should simply become a serf to some previous landowner for multiple decades because they happened to be born later. A van may have maintenance, but it's not rent-seeking behaviour.