How is a down payment a fair comparison to all up ownership? If we’re going that route what’s to say he didn’t put down $5k on a $25k loan? I can’t imagine the

How is a down payment a fair comparison to all up ownership? If we’re going that route what’s to say he didn’t put down $5k on a $25k loan? I can’t imagine there are many places in the US where you can purchase a home and car for less than $25k. Total purchase price, not down payment.