The important bit is at the beginning: "ask for RAMQ coverage". The reason their whole is not irresponsible is that Quebec is paying for their healthcare. Th

The important bit is at the beginning: "ask for RAMQ coverage". The reason their whole is not irresponsible is that Quebec is paying for their healthcare. The number of entrepreneurships and startups that don't happen in the US because of lack of affordable employment-independent healthcare is uncountably high. Your choices are: roll the dice or marry someone with a "regular" job.