Saw your comment, thanks for bringing that up. Insurance companies dont take the prize, its the brokers--distribution is where the lion's share of premium goes.

Saw your comment, thanks for bringing that up. Insurance companies dont take the prize, its the brokers--distribution is where the lion's share of premium goes. Wrote about it here: https://news.ycombinator.com/item?id=21710050 https://news.ycombinator.com/item?id=21710050