With regards to liability: your main defense against liability is not your corporate structure or your terms of service. It is not pissing anyone off so bad tha

With regards to liability: your main defense against liability is not your corporate structure or your terms of service. It is not pissing anyone off so bad that they decide to sue you. I agree that "doing good" is necessary but unfortunately, not sufficient legal protection. You're overlooking those whose business model is "revenue by lawyer". There are scumbags out there who haven't figured out how to make money legitimately, so they just sue the most likely target. Paying them off is often more cost effective than prevailing in court, regardless of the merits of their case. I know one who kept his small business alive for 3 years with a settlement from a large corporation who just wanted him to go away. If may not matter now, but once you're big enough, they will find you. Make sure your legal moat is in place ahead of time.