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Why paypal/google instead of a real payments gateway like authorize.net?
by haploid 16y ago
Why paypal/google instead of a real payments gateway like authorize.net?
- IgorPartola 16y agoI was under the impression that using something like authorize.net would impose more restrictions on my application (e.g.: require it to be PCI compliant, etc.) and require more work to get going.
- deleted 16y ago[deleted]
- nborgo 16y agoI just set up Braintree and it was very easy. Probably not as easy as PayPal + Spreedly, though. If you want to go with a "real" payment gateway, I highly recommend it. If anything, using Braintree removed all sorts of restrictions. They keep all the credit card information. Let them worry about PCI Compliance, not me.
- mgkimsal 16y agoPayPal and Google have an extra level of trust built in to them from a customer POV.
- gyardley 16y agoReally? Perhaps I'm atypical, but PayPal as your payment option always struck me as amateur hour. Not enough to keep me from buying, but it doesn't inspire trust. If PayPal really enhanced customer trust, I'd expect to see more large retail corporations using it as a payment option.
- mgkimsal 16y agomany people keep money in there and treat it almost as virtual currency. They can just use paypal money to pay, it's secure, etc. There's a whole class of people who can't get a credit card in the first place, but they can use paypal tied to their bank and move money in. Paypal is more universal around the world than most other cards. Someone may have a JCB card or a Switch card - my standard merchant account gives me a harder time with those, and charges me a heftier fee, and in some cases I can't take 'overseas'-based cards at all (Solo cards, for example) - but those people in those countries can use PayPal - and they do with me.
- noodle 16y agofwiw, to provide a counterargument, i'm stuck with paypal. i applied to a "real" payment gateway and was denied due to low estimated processing volume.