I certainly don't claim any domain knowledge, but the growth in expenses is so vast that I'm disinclined to give them the benefit of the doubt. I'm not, by the

I certainly don't claim any domain knowledge, but the growth in expenses is so vast that I'm disinclined to give them the benefit of the doubt. I'm not, by the way, suggesting that a 3200x growth in expenses is inherently unjustifiable, just that it should in fact be justified.