> it's a reasonably measure to counter fraud with real identity tying in with mobile phone number issuance. Perhaps it achieves the goal, but is it the best ap

> it's a reasonably measure to counter fraud with real identity tying in with mobile phone number issuance. Perhaps it achieves the goal, but is it the best approach? Isn't it doubling down on an already problematic scheme? User names and email addresses are more easily swapped than phone numbers, with facial recognition you're locking yourself even more to the phone number, making it even harder to switch when it becomes compromised. At least here you need a legal address for bank account anyway, so financial institutions can just mail (the dead tree kind) you an unlock code for online banking, this makes a stolen identity far less useful. There are ways to solve these kinds of problems that don't also feed the surveillance machinery.