Yes. I think that the alternative to an insurance policy would be for the coal plant operator to make a side bet on solar power, or almost anything other than a

Yes. I think that the alternative to an insurance policy would be for the coal plant operator to make a side bet on solar power, or almost anything other than a different coal plant. This alternative doesn't have the big payout an insurance policy would have, but it would provide profits that are not correlated with the risks of coal plant operation.