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Not to worry about healthcare and medicine costs is not really true. I just commented about it. Most people pay extra for private insurance even if they get pub

Not to worry about healthcare and medicine costs is not really true. I just commented about it. Most people pay extra for private insurance even if they get public healthcare for free.

claudeganon 7y ago
I’m in regular contact with artist friends in the UK and Canada and absolutely none of them do this. And neither did any of my family in the UK. Not sure where you’re getting this idea from.
- arethuza 7y ago
  The only people who generally have private health insurance in the UK (other than dental care) are those who work for companies where, usually senior, staff get this as a taxable part of their package. I wouldn't have thought that artists would belong to this category.
- tinyhouse 7y ago
  That's true for the UK but not for many European countries. See https://www.oecd-ilibrary.org/docserver/health_glance-2015-39-en.pdf?expires=1575305434&id=id&accname=guest&checksum=9D19D04B300E74512459F5C13EC2C57F https://www.oecd-ilibrary.org/docserver/health_glance-2015-3...
- aiphex 7y ago
  Here in Canada health insurance is seen as important. Government does not cover dentistry, mental health, eyecare, physiotherapy, ambulance. There are provincial programs to help with prescription drug costs, but the deductible that must be met first is quite high.
davidw 7y ago
That varies a lot from place to place. Most people in Italy, where I lived for many years, did not get supplemental insurance.
C1sc0cat 7y ago
That might be true in some eu states (Mostly the newer and poorer news) From experience in the UK Private insurance is not worth it as an employer benefit as you get taxed on it.
- daliusd 7y ago
  And even in newer and poorer EU states it is not that bad as in US.
cardy31 7y ago
I'm Canadian. Almost nobody does this, although health benefits through work will usually cover the cost of drugs and dental. But nobody is paying extra for medical coverage outside of those areas.
- tinyhouse 7y ago
  According to this 67% of Canadians are paying extra for supplementary insurance. (it's a few years old but probably didn't change much since) https://www.oecd-ilibrary.org/docserver/health_glance-2015-39-en.pdf?expires=1575305434&id=id&accname=guest&checksum=9D19D04B300E74512459F5C13EC2C57F https://www.oecd-ilibrary.org/docserver/health_glance-2015-3...
  - claudeganon 7y ago
    That supplemental insurance is most likely just dental and prescription drugs. It’s not for the more expedited care you cited. Drugs in Canada are still cheaper overall because of government involvement in the market and many Canadians actually wish their national system was expanded to include dental care.
Betelgeuse90 7y ago
I don't know anybody here in Israel who pays for private insurance.
- TurkishPoptart 7y ago
  Is it basically single-payer healthcare there?
  - Betelgeuse90 7y ago
    It is, yeah. If you go to the ER and are admitted, you pay literally nothing, even if you needed an ambulance. Subsidized medication is extremely cheap, etc etc..
- tinyhouse 7y ago
  What?? Read https://www.calcalist.co.il/local/articles/0,7340,L-3755829,00.html https://www.calcalist.co.il/local/articles/0,7340,L-3755829,... To quote for the non-Hebrew readers: "83% of the people paid for extra insurance in addition to what they get from the government"
  - Betelgeuse90 7y ago
    Oh, but that's such a minor expense I don't consider it at all. It's an extra 10$ a month for the absolute majority. Top insurance is about 25$ a month. Practically negligible for the absolute majority of people and nothing like the hundreds of dollars a month most people pay in the US. Also, it's not "private" insurance in any meaningful sense. It's out of pocket adjustments for exactly the same services. This is what I was alluding to.
    - tinyhouse 7y ago
      I'm assuming 10$/month you're talking about the supplementary insurance like "mashlim" that 90% of the people with reasonable income do. The article also says that 53% of the higher income group also have private insurance, which I'm sure is more expensive than that. (the article is from a few years ago so things might have changed since; I don't know). But I agree that most people probably don't need private insurance. Also to make things clear, when you say people in the US pay hundreds of dollars a month, that's also true for many Israelis. The public insurance is not free if you have a job. The more you make the more you pay. If you work in tech it's likely you're also paying hundreds of dollars a month. (don't get me wrong, I think this system makes sense, it's the same as income taxes). The situation in the US isn't great but it's been much better in the last decade. For example, I live in Massachusetts and everyone in the state is required to have health insurance. If you're low income then you get your insurance from the state.
LandR 7y ago
I'm in the UK, I know of no one who pays for private healthcare. You can often get private healthcare from your employer, but I believe you incur a tax cost to do so. Something something benefit in kind?
normalnorm 7y ago
I an European and I have worked and lived in 4 different EU member states, some rich, some more poor. I know almost nobody who gets private insurance. Currently I am in Germany, and I had a serious health issue. The sort of thing that makes you go bankrupt in the US. I had surgery and months of treatment for free. I stayed on my own private room in the hospital, and it looked like a hotel room, with a private bathroom. I payed zero euros, this was all on public healthcare. They even offered me a few days in a SPA to recover after surgery. They even funded the metro tickets to go from my house to the place where I received the treatment. Some other EU member states do not have the resources for such niceties, but you will absolutely get the treatment you need. I feel sorry for people in the U.S. I read about all sorts of situations that are heartbreaking, and it confuses me that most people there still vote against universal healthcare. This serves nobody except the very rich people exploiting the situation. I listen to North American podcasts and such, and I am still surprised to hear educated people repeating lies about the situation in Europe, as if we were some almost-communist repressive society about to collapse. The most common assertion is that, after all, the US is the only country with "real freedom". To my European ears, this sounds exactly like the sort of propaganda you get from any authoritarian regime. As if "freedom" is some simple one-dimensional things that can be measured like this. I think it would be good if U.S. citizens had a more realistic picture of how the rest of the western world lives.
w1nst0nsm1th 7y ago
I'm from belgium and I'm considered as having complementary insurance beside regular free insurance. The complementary insurance is part of the same package as regular insurance and is not even optional. I pay 40€ every 3 month. According to the study you posted, I have a complementary insurance. It has to be taken with a grain of salt...

Not to worry about healthcare and medicine costs is not really true. I just commented about it. Most people pay extra for private insurance even if they get public healthcare for free.

claudeganon 7y ago

I’m in regular contact with artist friends in the UK and Canada and absolutely none of them do this. And neither did any of my family in the UK. Not sure where you’re getting this idea from.

arethuza 7y ago
The only people who generally have private health insurance in the UK (other than dental care) are those who work for companies where, usually senior, staff get this as a taxable part of their package. I wouldn't have thought that artists would belong to this category.
tinyhouse 7y ago
That's true for the UK but not for many European countries. See https://www.oecd-ilibrary.org/docserver/health_glance-2015-39-en.pdf?expires=1575305434&id=id&accname=guest&checksum=9D19D04B300E74512459F5C13EC2C57F https://www.oecd-ilibrary.org/docserver/health_glance-2015-3...
aiphex 7y ago
Here in Canada health insurance is seen as important. Government does not cover dentistry, mental health, eyecare, physiotherapy, ambulance. There are provincial programs to help with prescription drug costs, but the deductible that must be met first is quite high.

davidw 7y ago

That varies a lot from place to place. Most people in Italy, where I lived for many years, did not get supplemental insurance.

C1sc0cat 7y ago

That might be true in some eu states (Mostly the newer and poorer news) From experience in the UK Private insurance is not worth it as an employer benefit as you get taxed on it.

daliusd 7y ago
And even in newer and poorer EU states it is not that bad as in US.

cardy31 7y ago

I'm Canadian. Almost nobody does this, although health benefits through work will usually cover the cost of drugs and dental. But nobody is paying extra for medical coverage outside of those areas.

tinyhouse 7y ago
According to this 67% of Canadians are paying extra for supplementary insurance. (it's a few years old but probably didn't change much since) https://www.oecd-ilibrary.org/docserver/health_glance-2015-39-en.pdf?expires=1575305434&id=id&accname=guest&checksum=9D19D04B300E74512459F5C13EC2C57F https://www.oecd-ilibrary.org/docserver/health_glance-2015-3...
- claudeganon 7y ago
  That supplemental insurance is most likely just dental and prescription drugs. It’s not for the more expedited care you cited. Drugs in Canada are still cheaper overall because of government involvement in the market and many Canadians actually wish their national system was expanded to include dental care.

Betelgeuse90 7y ago

I don't know anybody here in Israel who pays for private insurance.

TurkishPoptart 7y ago
Is it basically single-payer healthcare there?
- Betelgeuse90 7y ago
  It is, yeah. If you go to the ER and are admitted, you pay literally nothing, even if you needed an ambulance. Subsidized medication is extremely cheap, etc etc..
tinyhouse 7y ago
What?? Read https://www.calcalist.co.il/local/articles/0,7340,L-3755829,00.html https://www.calcalist.co.il/local/articles/0,7340,L-3755829,... To quote for the non-Hebrew readers: "83% of the people paid for extra insurance in addition to what they get from the government"
- Betelgeuse90 7y ago
  Oh, but that's such a minor expense I don't consider it at all. It's an extra 10$ a month for the absolute majority. Top insurance is about 25$ a month. Practically negligible for the absolute majority of people and nothing like the hundreds of dollars a month most people pay in the US. Also, it's not "private" insurance in any meaningful sense. It's out of pocket adjustments for exactly the same services. This is what I was alluding to.
  - tinyhouse 7y ago
    I'm assuming 10$/month you're talking about the supplementary insurance like "mashlim" that 90% of the people with reasonable income do. The article also says that 53% of the higher income group also have private insurance, which I'm sure is more expensive than that. (the article is from a few years ago so things might have changed since; I don't know). But I agree that most people probably don't need private insurance. Also to make things clear, when you say people in the US pay hundreds of dollars a month, that's also true for many Israelis. The public insurance is not free if you have a job. The more you make the more you pay. If you work in tech it's likely you're also paying hundreds of dollars a month. (don't get me wrong, I think this system makes sense, it's the same as income taxes). The situation in the US isn't great but it's been much better in the last decade. For example, I live in Massachusetts and everyone in the state is required to have health insurance. If you're low income then you get your insurance from the state.

LandR 7y ago

I'm in the UK, I know of no one who pays for private healthcare. You can often get private healthcare from your employer, but I believe you incur a tax cost to do so. Something something benefit in kind?

normalnorm 7y ago

I an European and I have worked and lived in 4 different EU member states, some rich, some more poor. I know almost nobody who gets private insurance. Currently I am in Germany, and I had a serious health issue. The sort of thing that makes you go bankrupt in the US. I had surgery and months of treatment for free. I stayed on my own private room in the hospital, and it looked like a hotel room, with a private bathroom. I payed zero euros, this was all on public healthcare. They even offered me a few days in a SPA to recover after surgery. They even funded the metro tickets to go from my house to the place where I received the treatment. Some other EU member states do not have the resources for such niceties, but you will absolutely get the treatment you need. I feel sorry for people in the U.S. I read about all sorts of situations that are heartbreaking, and it confuses me that most people there still vote against universal healthcare. This serves nobody except the very rich people exploiting the situation. I listen to North American podcasts and such, and I am still surprised to hear educated people repeating lies about the situation in Europe, as if we were some almost-communist repressive society about to collapse. The most common assertion is that, after all, the US is the only country with "real freedom". To my European ears, this sounds exactly like the sort of propaganda you get from any authoritarian regime. As if "freedom" is some simple one-dimensional things that can be measured like this. I think it would be good if U.S. citizens had a more realistic picture of how the rest of the western world lives.

w1nst0nsm1th 7y ago

I'm from belgium and I'm considered as having complementary insurance beside regular free insurance. The complementary insurance is part of the same package as regular insurance and is not even optional. I pay 40€ every 3 month. According to the study you posted, I have a complementary insurance. It has to be taken with a grain of salt...