I actually disagree with you about shares of companies. They should accurately reflect the value of the underlying company. Wanting everything to "go up" all th

I actually disagree with you about shares of companies. They should accurately reflect the value of the underlying company. Wanting everything to "go up" all the time is part of the problem that we face throughout the economy, not just in housing. Just as city councils have conspired to rig the process for housing, forces like central banks have rigged the process for all types of investment assets (including housing!). This will become a problem as a generation of savers/investors is unable to generate positive returns on investments to fund their lifestyles and retirements.