I think there are a lot of things that could be called "Financial Literacy". I am advocating for something immensely practical for normal working class consumer

I think there are a lot of things that could be called "Financial Literacy". I am advocating for something immensely practical for normal working class consumers to set themselves up to manage a household and perhaps a small business. That is, emphasize finances (practically, using realistic tools). Covering basics of Finance is probably fine, but only to the extent that they understand the gravity of a 22% compound interest rate. Being able to do complex calculations with that rate is probably less practical than learning some other things, like knowing how buying a piece of property works.