It depends on what you want to do. Do you want to do machine learning, data science, or say statistics? Do you want to research and develop new types of datab

It depends on what you want to do. Do you want to do machine learning, data science, or say statistics? Do you want to research and develop new types of databases? Do you enjoy math or at least applied math? .. then pursue a PhD. I would personally go for statistics or engineering since that will give you a bunch of skills that are lifetime skills. An MBA would open up higher level management where you might be able to find something there. Sometimes I think med school might be worth it; we always need more doctors and you can work until you are 75 if you want. A lot of state med schools these days will waive tuition provided you serve in a rural community of that state after your residency for a few years. You definitely will get job security and high pay. I know a lot of later in life doctors for instance. There's also entrepreneurship and starting your own company as well. Government contracts can be a way to get started. Life is risk, but if you keep interviewing I am sure you will land something. The programming market is still expanding.