When my wife needed new glasses, our benefits were capped at $400, including the eye exam. I can't remember the exact numbers, but after the exam, there was rou

When my wife needed new glasses, our benefits were capped at $400, including the eye exam. I can't remember the exact numbers, but after the exam, there was roughly $250 left, and all the glasses started around $400 in-store. After a few minutes getting the sales pitch and everything being framed as the gap payment, "Oh these will only cost you $150!" my wife said "Can I get my prescription, I'm going to go somewhere cheaper" and all of a sudden all the prices dropped in half. She ended up getting her pair without paying anything out of pocket.