3 ms·

Where I live (Austria), everybody (modulo a few exceptions and quirks that shouldn't exist) has state-mandated health insurance. If we go to the doctor, of cour

Where I live (Austria), everybody (modulo a few exceptions and quirks that shouldn't exist) has state-mandated health insurance. If we go to the doctor, of course the doctor gets paid, but not directly out of our pockets. The system is simple, and it works. I don't understand why you discount this possibility. It's the best model. > enter a very long running insurance contract, before you develop a chronic condition. Because then there's still uncertainty, and uncertain conditions are insurable. In the strictest form, your parents would make the arrangements before conceiving you. I guess this is a complicated way of saying the same thing as I did, except that "your parents" are "the law"?

eru 7y ago
> I guess this is a complicated way of saying the same thing as I did, except that "your parents" are "the law"? Your parents are your parents. They have skin in the game. People with heritable diseases would presumably pay more for that kind of pre-insurance. (That's pretty similar to how the church in Cyprus apparently asks couples to get tested for Thalassemia genes before marrying them: if both parents have a single copy of the recessive allele, the children run the risk of sickle cell anemia.) > Where I live (Austria), everybody (modulo a few exceptions and quirks that shouldn't exist) has state-mandated health insurance. If we go to the doctor, of course the doctor gets paid, but not directly out of our pockets. The system is simple, and it works. I don't understand why you discount this possibility. It's the best model. I grew up in Germany with a similar model. The various European models look good compared to the American mess we hear so much about. The Singaporean system is superior, even if not perfect. They didn't have the Praxisgebühr for fun in Germany. (https://de.wikipedia.org/wiki/Praxisgeb%C3%BChr https://de.wikipedia.org/wiki/Praxisgeb%C3%BChr)

eru 7y ago

> I guess this is a complicated way of saying the same thing as I did, except that "your parents" are "the law"? Your parents are your parents. They have skin in the game. People with heritable diseases would presumably pay more for that kind of pre-insurance. (That's pretty similar to how the church in Cyprus apparently asks couples to get tested for Thalassemia genes before marrying them: if both parents have a single copy of the recessive allele, the children run the risk of sickle cell anemia.) > Where I live (Austria), everybody (modulo a few exceptions and quirks that shouldn't exist) has state-mandated health insurance. If we go to the doctor, of course the doctor gets paid, but not directly out of our pockets. The system is simple, and it works. I don't understand why you discount this possibility. It's the best model. I grew up in Germany with a similar model. The various European models look good compared to the American mess we hear so much about. The Singaporean system is superior, even if not perfect. They didn't have the Praxisgebühr for fun in Germany. (https://de.wikipedia.org/wiki/Praxisgeb%C3%BChr https://de.wikipedia.org/wiki/Praxisgeb%C3%BChr)