Private health-care works wonderfully in South Africa. They're actually a very good example of a good in-between between government intervention and free-market

Private health-care works wonderfully in South Africa. They're actually a very good example of a good in-between between government intervention and free-market. The government mandates all private providers have to offer free medicine for a wide array of "common" chronic conditions and emergencies. E.g. Diabetes, HIV, Hypertension. They also quantify the degree to which private providers can "recover" costs for pre-existing conditions. E.g. mandatory wait-out periods and relatively minor penalties, and then they have to provide full cover. But beyond some of those items, they pretty much let the private providers run it as a business. You can decent cover for as low as $60, but if you want additional benefits and ad-hoc medical spending-money, you pay more obviously. Some of them even have packages that are reduced based on they person's salary to make it more affordable for low-income families.