Have you checked on Health Sherpa? I pretended to be a San Jose, California resident with a spouse and a 2 year old kid, making $100,000/year, and it showed me

Have you checked on Health Sherpa? I pretended to be a San Jose, California resident with a spouse and a 2 year old kid, making $100,000/year, and it showed me bronze plans starting at ~$700/month. Your age, etc. may cause this to be different, but I think there's a good chance you can improve on $1900/month.