Exact income is irrelevant here, all you need to know is if you are above or below the ACA subsidy line. Having been self-employed in Washington State both pre-

Exact income is irrelevant here, all you need to know is if you are above or below the ACA subsidy line. Having been self-employed in Washington State both pre-and-post ACA, the actual $$ per family member hasn't shifted greatly, but choice of plans became more limited. Currently paying ~ $375/mo for myself (ACA Bronze equivalent), with minimal (~$10/mo) increase for 2020. When I had the kids on my plan, they were a bit less - last time I paid for a full family plan (two years ago), it came in at approx. $1100/mo. I've been with all of the major carriers in the state. Cost differences are minimal and any coverage differences are impossible to compare. Health insurance in the US has become exactly like auto insurance - you pay cash out of pocket and just pretend you don't have insurance until something really bad happens.