$20k p.a. is a low-end estimate for minimal cover and high deductible. Here are the actual plans from Oscar for NYC -> https://assets.ctfassets.net/plyq12u1bv8a

$20k p.a. is a low-end estimate for minimal cover and high deductible. Here are the actual plans from Oscar for NYC -> https://assets.ctfassets.net/plyq12u1bv8a/1ffUyjqSleteGxYkSqRN2T/3b77eb76be665039019f09681f4a2a46/New_York_Plan_Grid___Rates_English_111219.pdf https://assets.ctfassets.net/plyq12u1bv8a/1ffUyjqSleteGxYkSq... Likewise, for a single, min cost in 2020 will be $500/mo. GP figures might exist in NY if it's a) a very low-income situation or b) a generous employer that covers most of the cost, and the employee's contribution is minimal. Neither applies to a typical self-employed family.