4 ms·

Step 1: Never use a debit card for anything ever. Step 2: Fraud is no longer your problem as long as you review your statements in a timely manner.

• ceejayoz 7y ago
  Fraud absolutely remains a problem. Not on a raw financial level, but there's still the time involved (disputing, providing evidence, follow-ups, switching the card number on 800 different services and hoping you didn't miss an important one), and the risk of losing your banking if you're regularly being compromised. There's also a systemic cost to it, at the merchant and banking level. That's money being siphoned from all of us into the hands of criminals.
  • deleted 7y ago
    [deleted]
  • linuxftw 7y ago
    > risk of losing your banking if you're regularly being compromised Hmm, I hadn't considered this, and it might very well be valid if it happens really outside the norm. > but there's still the time involved I've only ever had to call about fraudulent charges once, and that was because a restaurant double-billed me (once with tip, once without), so it wasn't outright fraud as much as it was a mistake/computer glitch. Every other time the credit card company has called me. > There's also a systemic cost to it, at the merchant and banking level. Not really an individual problem, just like shoplifting raises prices for us, and taxes, and regulations, etc.