I came here to say this exactly (and modded both of yous up). Health insurance is the THE number 1 worry people have. I know a few really smart people who woul

I came here to say this exactly (and modded both of yous up). Health insurance is the THE number 1 worry people have. I know a few really smart people who would be out there creating companies and jobs, _except_ for the fact that they are married, with little kids (and spouses that don't work). This lack of health insurance is probably stifling entrepreneurship more than anything else. People mention the tax code, the 'red tape', etc., but let me tell you; the USA is way ahead of other countries in making it easy to start companies. Where it lacks is in the health insurance area. I highly recommend Hernando DeSoto's "The Mystery of Capital" http://www.amazon.com/Mystery-Capital-Capitalism-Triumphs-Everywhere/dp/0465016146 http://www.amazon.com/Mystery-Capital-Capitalism-Triumphs-Ev... to get a glimpse of how hard it is to start a business in some other countries.