Just for more clarity then: 62.7 million Americans don’t have smart phones 82.5 million Americans don’t have credit cards 33 million Americans use only cash

Just for more clarity then: 62.7 million Americans don’t have smart phones 82.5 million Americans don’t have credit cards 33 million Americans use only cash Another way to look at it The equivalent of the entire population of the United Kingdom not having smart phones The entire population of Germany not having credit cards Nearly the entire population of Canada using only cash